Job Summary:
As a Credit Officer you will undertake an intermediary role between Potential Clients and Owners of Development Projects/ Financial Institutions.
Responsibilities:
- Evaluating Clients credit data and financial statements in order to determine the degree of risk involved in recommending Clients as part of the Rent-to-Own housing Programme or financial institutions credit products.
- Preparing reports on the degree of risk in recommending Clients to the Rent-to-Own Housing Programme or to financial institutions credit products.
- Analysing Client records and using the data to recommend Settlement Plans.
- Conferring with credit Associations with reference to exchange credit information on Clients.
- Completing Credit/Loan Applications and including the credit analysis and credit/loan request summaries, and submitting these Credit/Loan Applications to the Office of the CEO for approval.
Experience:
- Bachelor’s Degree in Business, Accounting or a related field.
- A minimum of two (2) years’ experience in similar role.
- Knowledge of industry and product guidelines.
- Good interpersonal and communication skills.
- Good analytical, decision making and organization skills.